Psychotherapy Sessions & Fees

What to Expect

In the first few sessions, I will gather relevant background information through a comprehensive assessment and then we will set goals together for your treatment. Subsequent sessions will be used to work towards achieving your goals.

Length of Sessions

Each session is approximately 50 minutes in length. The remaining 10 minutes is for report writing and other administrative costs involved in your treatment, billing, letters and documentation. Session summary notes are documented and are legally required to be kept by the office as part of your health care record.

On occasion you may want to meet for a longer session (i.e., 75 mins), I will do my best to accommodate this (and adjust the fee accordingly).

Appointments & Cancellations

To quickly book an appointment (initial phonecalls / individual sessions) click here for our Online Booking System.  Alternatively, you may reach out us via email  We usually respond within 24-48 hours.

All cancellations need to be made at least 24 hours in advance or you will be charged for the full session.  As well, if you arrive over 15 minutes late without notification, then the session will be cancelled and you will be charged for the full session.


  • Fees are $170.00 per 50-minute session for individual therapy.

Professional fees are set in accordance with the recommended fee range for social works in private practice established by the Ontario Association of Social Workers.

Services are HST exempt under Revenue Canada legislation


Interac e-transfer payments are due at the end of each session.  Cash and cheques (made payable to ‘Melissa Cutler’) are also acceptable.

Receipts & Statements

An email or paper receipt will be provided for all payments upon request, the category of “psychotherapy” or “counselling” will be applied to your sessions on the receipt.  Requests for additional copies may incur administrative charges.

Insurance Benefits

Many private insurance companies cover the cost of services with social workers so please check with your individual provider.

Social work receipts can now be claimed under medical expenses for tax purposes.

Additional insurance coverage for Social Work, therapy and counselling services, if you have sustained injuries from:

  • a motor vehicle accident (Automobile Insurance Policy)
  • a victim of a crime (Criminal Injuries Compensation Fund)
  • a workplace incident (WSIB Work Place Safety and Insurance Board)

Reduced Fee

We accept two reduced fee client spots annually. Both spots are currently filled; however please inquire about future availability to be put on the wait list.

Emergency Situations

If you are in a crisis or experience an emergency situation and require immediate help, please call 911 or go to your nearest hospital emergency room.